Stay updated with the latest news in finance, property markets, and lending strategies.
Determining borrowing capacity is the first real step in the home-buying journey, but it's a bit more scientific than just multiplying your salary by a random number.
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Bridging Finance is essentially a short-term loan that 'bridges' the gap between the purchase of a new property and the sale of an existing one.
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Choosing a builder is arguably more important than choosing the house design itself. You're entering a long-term relationship.
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Choosing an interest rate type is a bit like choosing an outfit for Melbourne weather—you can go for the heavy coat, the t-shirt, or a bit of both.
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Often, a shiny 5.29% interest rate appears in big, bold font. Then, right next to it, in a font so small it requires a microscope, there is a 5.80% Comparison Rate.
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If a deposit is less than 20%, Lenders Mortgage Insurance (LMI) will likely be a factor. Yes, the borrower pays the premium, but the bank gets the payout.
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If a house is bought for $800,000, more than just $800,000 is needed. amber-finance.com.au ensures clients have a 'survival fund' for the bits the real estate agent might have missed.
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Both of these features help in paying less interest, but they behave differently when it comes to spending. We help match the right feature to your spending habits.
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Patience is a virtue, but it's a virtue that's tested during a mortgage application. Typically, we advise clients that the process takes 4 to 6 weeks.
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Going to a 'regular bank' for a mortgage is like going to a restaurant that only serves one dish. It might be a great dish, but what if the place next door has a buffet?
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A local broker knows that the commute from Williams Landing is different from Truganina, and why certain pockets of Werribee are currently a goldmine.
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Whether looking for a chic apartment in the Brisbane CBD, a family home in Western Sydney, or a warehouse in Perth, we are built to service every corner of Australia.
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